Senior Multiline Claims Examiner
Remote - United States, Canada, or United Kingdom · Contract · Generalist · $80/hr
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Compensation: all experts are paid a flat $800 upon successful completion of the onboarding process, which we estimate takes approximately 10 hours. After successfully completing onboarding, you will be converted to $80/hour.
About the Role
Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. We're hiring Senior Multiline Claims Examiners to design realistic claim-handling scenarios, evaluate model outputs against established claims standards, and help shape how the next generation of AI reasons about coverage, investigation, evaluation, settlement, and claim resolution.
We welcome carrier examiners, desk adjusters, field adjusters, TPA professionals, and independent adjusters with experience handling property, auto, casualty, or specialty P&C claims.
What You'll Do
Design realistic claims scenarios involving first notice of loss, coverage verification, investigation, documentation, reserving, damage evaluation, negotiation, settlement, subrogation, salvage, and closure
Create work products such as claim action plans, coverage analyses, investigation requests, evaluation summaries, settlement recommendations, and insured communications
Write "golden" reference responses at experienced claims-professional quality
Grade AI-generated responses against structured rubrics for factual accuracy, policy application, claim-handling judgment, and procedural completeness
Identify premature conclusions, missing investigative steps, unsupported valuations, improper communications, and failures to distinguish covered damage from excluded or unrelated loss
Provide written feedback the research team uses to improve model behavior
Participate in onboarding office hours and calibration sessions
You're a Good Fit If You
Have 2+ years of professional P&C claims handling, adjusting, or examining experience
Have independently handled claims in at least one area, such as property, auto physical damage, bodily injury, general liability, commercial casualty, catastrophe, or specialty claims
Understand the claim lifecycle from intake and investigation through evaluation, resolution, recovery, and closure
Can read and apply policy language to claim facts while recognizing when escalation is required
Demonstrate excellent written analysis, balanced judgment, and high attention to detail
Can distinguish ordinary claim adjudication from complex coverage, litigation, regulatory, and actuarial work
Bonus Qualifications
AIC, CPCU, SCLA, or comparable insurance designation
Multiline or multistate claims experience
Catastrophe, represented bodily injury, litigation, subrogation, SIU, or large-loss exposure
Experience supervising independent adjusters, experts, vendors, or defense counsel
Active or previously held adjuster license
Role Highlights
Minimum 20 hours per week (ideally 40+)
Role starts immediately, applications reviewed on a rolling basis
Listing sourced from Mercor. Annotation Academy is independent of these platforms and does not guarantee work or pay. See our disclosures.